I have spoken at numerous events and seminars throughout the country for many years. Right now due to COVID-19 that’s good probably going to be put on hold for a while moving forward, although I have been asked to speak in November this year and again early next year. I guess we’ll wait and see what happens.

At those events and seminars I educate the audience about what is really driving their healthcare costs and subsequent health insurance costs. Giving them an understanding of our dysfunctional healthcare delivery system helps them seek alternatives to their present programs.

I have just had my landing page and website rejuvenated to provide a video that is identical to the basic presentation that I go through with the audience at some of these events. It is a 30 minute video (which I know is a bit lengthy) that sequentially illustrates why everyone’s healthcare costs are going up. It also provides an alternative solution to the status quo of insurance companies and traditional cost shifting that we’ve all become so accustomed to.

There’s also a video testimonial from one of my clients, as well as a couple of written ones. These groups have saved an extraordinary amount of money in their health plan. There are also examples of procedure costs and prescription drugs of what is being charged by providers and what our clients have actually paid.

There are 2 questions every employer asks themselves: what are the benefits that I want to offer my employees, and what’s the best way to pay for them? The answer to question number 1 is that their current benefits can be exactly and precisely duplicated. The answer to question number 2 is a determination as to which it is best – fully insured, level funded, or partially self-funded.

I’m going to be conducting a Zoom educational webinar on June 30 at 9 AM MDT on “Financial Options and Planning for your upcoming health insurance renewal: Partial Self-Funding 101.” Please save the date. You will have a much greater understanding of alternatives available to you to provide the same benefits your employees – and presumably a lower cost. I will be sending out invitations in the next week or so – I hope you will be able to attend. Here are the topics that we’ll be covering:

    • Introduction to the partial self-funding concept
    • Advantages of a partial self-funded plan
    • Components of a partially self-funded plan: bundled versus unbundled
    • Prepay your claims or only pay as you go?
    • What size of company is this right for?
    • How to compare the partial self-funded plan to a fully insured plan
    • What’s needed to get a quote?

If you want to check out the video you can go to www.strategichpc.com. In the meantime, if you have any questions regarding the video or alternatives you would like to explore you can reach me at frank.stichter@strategichpc.com or call me at 970 – 349 – 7707.




Stay well.